Applicable Federal Rates (AFRs) for October 2011

The Applicable Federal Rates (AFRs) for the month of October are as follows:

	Annual	Semiannual	Quarterly	Monthly
Short-term (≤ 3 years)	0.32%	0.32%	0.32%	0.32%
Mid-term (> 3 years but ≤ 9 years)	1.27%	1.27%	1.27%	1.27%
Long-term (> 9 years)	3.51%	3.48%	3.46%	3.46%