Applicable Federal Rates (AFRs) for July

The Applicable Federal Rates (AFRs) for the month of July are as follows:

	Annual	Semiannual	Quarterly	Monthly
Short-term (≤3 years)	0.27%	0.27%	0.27%	0.27%
Mid-term (>3 years but ≤9 years)	1.05%	1.05%	1.05%	1.05%
Long-term (>9 years)	3.02%	3.00%	2.99%	2.98%