Applicable Federal Rates for February 2013

The Applicable Federal Rates (AFRs) for the month of February are as follows:

	Annual	Semiannual	Quarterly	Monthly
Short-term (≤3 years)	0.29%	0.29%	0.29%	0.29%
Mid-term (>3 years but ≤9 years)	1.15%	1.15%	1.15%	1.15%
Long-term (>9 years)	2.77%	2.75%	2.74%	2.73%